Main Features	Guaranteed Approval
Card Image
Card Name	Platinum MasterCard
Bank Name	Millenium Bank
Credit Rating Required	Bad / No
Card Type	Secured
APR on Purchases	19.5%
Annual Fee	$59
YOUR Options	Online application from the bank

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Card Name	Total Visa Card	Access Visa Card
Bank Name	Commerce Bank	Commerce Bank
Credit Rating Required	Bad Credit OK!	Bad Credit OK!
Card Type	Unsecured	Unsecured
Ongoing APR on Purchases	19.92%	19.92%
Annual Fee	$48	$48
YOUR Options	Online application from the bank	Online application from the bank

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Main Features	Instant Approval! Low 9.9% APR on purchases
Card Image
Card Name	Gold Visa MasterCard
Bank Name	First PREMIER Bank
Credit Rating Required	Bad / No
Card Type	Unsecured
APR on Purchases	9.9%
Annual Fee	$48
YOUR Options	Online application from the bank

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Main Features	Best for Purchases 0% intro APR for 6 months
Card Image
Card Name	Classic MasterCard
Bank Name	Orchard Bank
Credit Rating Required	No / Bad / Fair
Card Type	Unsecured
Intro APR on Purchases	0% for 6 months
APR on Purchases	14.9%
APR on Balance Transfer	14.9%
Annual Fee	$0-$79
YOUR Options	Online application from the bank

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Main Features	0% APR on Purchases!
Card Image
Card Name	Standard Platinum
Bank Name	Capital One®
Credit Rating Required	Needs some improvement
Card Type	Unsecured
Intro APR on Purchases	0% Until December 2008
Ongoing APR on Purchases	19.8% Variable*
Ongoing APR on Balance Transfer	19.8% Variable
Annual Fee	$0
YOUR Options	Online application from the bank

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